St Cloud 2nd Town Of Homes under $400,000

St Cloud 2nd Town Of Homes under $400,000

Welcome to St. Cloud 2nd Town Of, a charming subdivision nestled in the heart of St. Cloud, Florida! This vibrant community is located in Osceola County, just a stone's throw away from the picturesque shores of East Lake Tohopekaliga. Known for its friendly atmosphere and small-town charm, St. Cloud offers an inviting lifestyle filled with recreational opportunities, beautiful parks, and a rich history.

One of the most appealing aspects of St. Cloud 2nd Town Of is its diverse selection of homes, particularly for those looking for affordability without compromising on quality. With numerous properties available under $400,000, potential homeowners will find an array of options that cater to various tastes and budgets. Whether you’re a first-time buyer, a growing family, or looking for a cozy retirement retreat, this subdivision has something for everyone.

Homes in St. Cloud 2nd Town Of often feature spacious layouts, modern amenities, and beautiful outdoor spaces, perfect for enjoying the Florida sunshine. The community is also conveniently located near shopping, dining, and top-rated schools, making it an ideal spot for families and professionals alike.

Embrace the vibrant lifestyle that St. Cloud has to offer, where you can enjoy outdoor activities, explore local parks, and take advantage of the nearby lakes for fishing and boating. With its affordable housing options and a welcoming community spirit, St. Cloud 2nd Town Of is truly a hidden gem in Central Florida. Come discover your new home in this delightful subdivision today!

Newest St Cloud 2nd Town Of Homes under $400,000

no property photo
$215,000
2 Beds ⋅ 1 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Quiet 2 bedroom 1 bath home available within the heart of the popular state streets area of St. Cloud, just a few blocks away from the lakefront and a few blocks away from Downtown St. Cloud. With a two year old roof, 3 window units for cooling and cinder block construction, this home is sturdy and has very little overhead. Yes, it has a very small kitchen and bathroom, but the house is sunny, quiet, and one of the most affordable single family homes in the area. Please note that if you are coming to view the home, the lot is set BEHIND 608 Massachusetts Ave, hence the quietness of the location. We have currently chained off the driveway, but the home is accessible by vehicle- we just ask that you park on Massachusetts Ave and walk up the driveway at this time.

610 Massachusetts Avenue, St Cloud
90 12th Street, St Cloud
$265,999
2 Beds ⋅ 1 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
BACK ON THE MARKET! GREAT OPPORTUNITY IN ST. CLOUD, FLORIDA! Don’t miss this opportunity! This 2-bedroom, 1-bathroom home is conveniently located in St. Cloud, Florida, just one block from US-192, providing easy access to major roads, shopping centers, restaurants, and nearby amenities. The functional floor plan features a comfortable living room, dining area, and bedrooms thoughtfully arranged to provide comfort and privacy. This property offers plenty of possibilities to customize the space to fit your needs and lifestyle. ENJOY YOUR OWN OUTDOOR SPACE! One of the property’s highlights is its fully fenced backyard, surrounded by mature trees and natural greenery, creating an inviting outdoor setting perfect for relaxing, entertaining, or spending quality time with family. The outdoor space offers excellent potential for landscaping, gardening, or creating your own private retreat. PRIME LOCATION! Ideally situated just one block from US-192 and close to shopping, dining, and major roadways, this property presents an attractive opportunity for both first-time homebuyers looking to purchase their first home and investors seeking opportunities in Central Florida’s real estate market. INVESTMENT OPPORTUNITY! SOLD AS-IS! The property is being sold AS-IS, giving the next owner the opportunity to make improvements, personalize the living spaces, and maximize its potential. Whether you’re looking for your first home, a long-term rental investment, or a renovation and resale project, this property offers a combination of location, functionality, and possibilities. Make your next real estate project a reality in St. Cloud! A property with potential, a convenient location, and plenty of opportunities for its next owner!

90 12th Street, St Cloud
1502 Indiana Avenue, St Cloud
$272,500
3 Beds ⋅ 1 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
This beautiful bungalow style home is situated on a large corner lot in the historic district of St. Cloud. No HOA! Upon entering the home into the living room you immediately capture the entire bungalow experience laid out with new Victorian Ash LVP floors. The kitchen & living room is separated by a breakfast bar for easy dining or conversation. Beyond the kitchen is an open area suitable for dining or casual space for relaxation. The back door leads out to the yard featuring a concrete walkway connected to the 288-sf detached building that offers endless possibilities for use and currently consists of electric, A/C, ceiling fan & some cabinets. A Gym, workshop, playhouse, Man Cave or simply extra storage would be a great use of this space. The spacious yard is perfect for gathering with family and friends or just play and enjoy the outdoors. This home is a must see!

1502 Indiana Avenue, St Cloud
438 Virginia Avenue, St Cloud
$339,000
2 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Discover the perfect blend of timeless charm and modern luxury in this beautifully renovated St. Cloud home! Ideally situated on a spacious .26-acre corner lot with NO HOA, this inviting property offers stylish updates, flexible living spaces, and an unbeatable location just a short walk from downtown shopping, dining, and the St. Cloud Lakefront. Step inside to a light-filled, open-concept floor plan designed to maximize space, comfort, and functionality. The stunning kitchen is a true showstopper, featuring elegant quartz countertops, sleek white cabinetry, stainless steel appliances, a BRAND NEW induction cooktop with convection oven, and a NEW dishwasher with a stainless steel interior. The spacious primary suite offers a relaxing retreat with a private en-suite bathroom and double vanity. An additional bedroom, a versatile bonus room ideal for a potential third bedroom, and a separate office provide endless possibilities for guests, hobbies, working from home, or fitness. Enjoy added peace of mind with a BRAND NEW ROOF installed this spring, including new fascia, gutters, soffit, and downspouts. The HVAC system was also upgraded this year with all-new components, motor, and coils, while spray foam attic insulation helps improve energy efficiency and year-round comfort. Outside, the expansive, tree-shaded yard is perfect for entertaining, relaxing, or enjoying the Florida lifestyle. The property also features a patio, detached garage with additional storage, and a carport, offering plenty of room for vehicles, recreational equipment, and all your extras. Conveniently located near shopping, dining, local attractions, Medical City in Lake Nona, and the Spacecoast's beautiful beaches, this MOVE-IN READY gem combines character, thoughtful upgrades, and exceptional flexibility in one desirable package. No HOA, a generous lot, and modern improvements make this St. Cloud home a must-see! Schedule your private showing today! *Home is occupied, unfurnished photos are prior to the seller decorating and moving in.*

438 Virginia Avenue, St Cloud
1400 Florida Avenue, St Cloud
$350,000
4 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Virtually Staged. CORNER OF FLORIDA AVE AND 14TH!! NEIGHBORHOOD COMMERCIAL FUTURE LAND USE!!! ONE BLOCK FROM 13TH!! Near the downtown festivities, shops, and fun. A local coffee & donut shop is only 1+ block away, Italian restaurant within 2+ blocks away, & a peaceful Veterans Park is within view. A 100-year old LEGEND!! An Aladdin home, possibly the Plymouth model.....On a quarter-acre lot......75x140 AND ALLEY ACCESS. SO MUCH original charm & character from 1925. Great commercial potential.....where are my businesses looking for a historic piece of St. Cloud.....I envision a possible café, quaint salon, boutique, and more! Of course as it sits now, it's an adorable residence with a POOL!! Over $2,000 was recently spent revitalizing its equipment. NEW ROOF IN 2020, remodeled baths yet the original cast iron tub exists, chair-rail and wainscoting, classy wallpaper with a timeless captivation.........full kitchen with freshly painted cabinets & newer backsplash. Stove is supplied by propane and there are 2 addtl. closets for storage. The original wood-burning FIREPLACE with the original candle sconces adorn the living room. There are FOUR ENTRANCES TO THE HOME......front, 2 sides, & the rear. The yard is fenced-in and has beautiful shade trees. The pool is HUGE and offers many summer days of fun.....being a corner lot, pulling into the backyard would be convenient. Home was re-piped and some of the electrical over the years has been upgraded. A lot of love has been poured into this beauty during its lifetime, and you will absolutely see that when walking through. From the original staircase & railing, to the original trim & layout.......this home was built to last and brings such history to our town today. It's a gem for sure & its next owner will be LUCKY!! Termite Bond may be transferred and was with Orkin.

1400 Florida Avenue, St Cloud
112 10th Street, St Cloud
$340,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Welcome to your private, energy-efficient oasis in the heart of St. Cloud! This charming 3-bedroom, 2-bathroom BLOCK home features NO HOA and is the perfect starter home or downsizing option for anyone seeking safety, low maintenance, and massive utility savings. Say goodbye to high electric bills—36 SOLAR PANELS (to be paid off in full at closing), new hurricane-rated windows (2019), an 18-SEER high-efficiency HVAC with new ductwork (2019), and a heat pump water heater (2021) keep the average electric bill at less than $100! The roof was installed in 2016, electric panel has been updated and plumbing was updated prior to the sellers purchasing. Designed for easy upkeep without sacrificing lifestyle, the functional split floor plan boasts fresh interior paint, a brand-new insulated garage door, and durable finishes throughout. The lovely kitchen includes stainless steel appliances including a high-efficiency dishwasher, a breakfast bar, and custom slide-out cabinets. It connects seamlessly to a large utility/pantry room packed with custom storage and laundry hookup. The dining area is just off the kitchen and also leads to the screened porch and pool. The primary bedroom features a private en-suite bath, while the cozy guest rooms offer flexibility for children, an office, or a den. Both bathrooms also have brand-new toilets. Out back, enjoy low-maintenance luxury with a private, screened-in pool (new pump and heater in 2020) and a beautifully equipped greenhouse featuring power, water, growing lights, a fan and two growing pergolas. The fenced backyard is the perfect place for the kids or pets to play safely. A shallow well and sprinkler system keep your garden lush for pennies, while a storage shed with electric handles your extra tools. Location is everything! This home sits in great proximity to the vibrant St. Cloud Lakefront and downtown, putting excellent shopping and local restaurants right at your fingertips. Golf carts are allowed in this area of town too! You are located in a top-rated district with great schools, and are just a short drive away from Central Florida's world-famous attractions and beautiful beaches. This secure, cost-saving gem offers ultimate peace of mind and effortless living, make your appointment to see it today! Some photos are virtually staged.

112 10th Street, St Cloud
1901 10th Street, St Cloud
$375,000
2 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
RENOVATED FARMHOUSE CHARMER JUST WALKING MINUTES from HISTORIC DOWNTOWN ST. CLOUD IS READY FOR YOU! Step into timeless charm and modern convenience with this beautifully renovated 2-bedroom, 2-bath farmhouse, perfectly situated on a 1/3-ACRE LOT offering 1,700 sq ft of LIVING SPACE, this NO-HOA home blends CLASSIC CRAFTSMENSHIP with thoughtful UPGRADES all within a short distance to EAST LAKE TOHO, local shops, dining, and more. From the moment you enter, you'll be captivated by the EXPOSED WOOD CEILINGS, SHIPLAP WALLS, HAND-CARVED SUPPORT COLUMNS, and CUSTOM TRIM WORK that showcase the HOME'S ORIGINAL CHARACTER. The WELCOMING FOYER opens into a cozy HOME OFFICE/DEN, SUNROOM, ETC...filled with NATURAL LIGHT from the ORIGINAL WINDOWS. The spacious living room boasts an OPEN LAYOUT anchored by a beautiful ORIGINAL BRICK FIREPLACE that could be reopened for use. The kitchen combines rustic and modern with STAINLESS STEEL APPLIANCES, OPEN WOOD SHELVING, and a stunning ORIGINAL CAST IRON SINK. A charming GLASS FACE PANTRY door beneath the staircase leads to BUILT-IN STORAGE, seamlessly integrating form and function. Adjacent to the kitchen is a bright dining area with a LARGE IN-DOOR LAUNDRY ROOM offering EXTRA SPACE FOR STORAGE OR PANTRY NEEDS. A FULL BATHROOM with an EXTERIOR ENTRANCE provides convenient access to the DETACHED GARAGE/WORKSHOP, making it perfect for multi-use living. Up the stairs with IN-STAIR LIGHTING, the OVERSIZE PRIMARY SUITE features a LARGE WALK-IN CLOSET ALONG WITH SECOND BUILT-IN CLOSET and A NEW DOOR LEADING OUT TO YOUR BRICK-FLOORED BALCONY, offering a unique private retreat. The luxurious en-suite bathroom showcases a CAST IRON CLAWFOOT TUB, A FRAMELESS GLASS SHOWER with FLOOR-TO-CEILING TILE, and A CUSTOM DUAL VANITY, all accentuated by elegant farmhouse fixtures. Step through the FRENCH DOORS from the living room onto a wooden deck that opens to a FULLY FENCED, EXPANSIVE BACKYARD with an amazing FOOD FOREST/GARDEN (.34 acres) — ideal for entertaining, pets, or gardening. The DETACHED GARAGE/WORKSHOP provides ample space for hobbies, projects, or secure parking. ROOF-2014, HOT WATER HEATER - 2015, All AC UNITS - 2018, Electrical - 2018, Re-piped - 2015 Conveniently located to turnpike, theme parks, hospitals, shopping, airport, and other major roadways. This is more than a home — it’s a lifestyle filled with character, comfort, and convenience. Don't miss this unique opportunity to own a piece of Saint Cloud history!

1901 10th Street, St Cloud
431 Jersey Avenue, St Cloud
$359,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Prime St. Cloud location meets everyday comfort and spacious outdoor living in this 3-bedroom, 2-bath home situated on a generous 0.34-acre lot. Inside, the spacious living room flows naturally into the dining area and kitchen, creating an inviting central gathering space. The kitchen features stainless steel appliances, abundant cabinetry, and ample counter space for both meal preparation and entertaining. The split-bedroom floor plan offers comfortable separation, with spacious secondary bedrooms and a private primary suite featuring its own sliding glass door, en-suite bathroom with a walk-in shower, and a spacious walk-in closet. A fully enclosed Florida room with its own wall-unit A/C provides additional flexible living space and overlooks the expansive, fully fenced backyard. Outside, the 0.34-acre lot provides plenty of room to enjoy the Florida sunshine and make the most of the spacious backyard. The roof was replaced in 2019, and the water heater was replaced in 2026. Just blocks from Lakefront Park Marina and the shores of East Lake Tohopekaliga, this home is also conveniently located near Costco, dining, shopping, recreation, and more. With its spacious layout, generous lot, and prime location, this St. Cloud home offers a fantastic combination of comfort, flexibility, and convenience. Mortgage savings may be available for buyers of this listing.

431 Jersey Avenue, St Cloud
1519 Michigan Avenue, St Cloud
$340,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
POOL HOME!! Take a look at this three bedroom two bathroom home located in the beautiful city of Saint Cloud. A freestanding, gable-roof aluminum pool screen enclosure is positioned over the in-ground swimming pool and is heated by solar panels. The rear spacious screened-in patio looks out toward the backyard pool and remaining fenced yard. In the kitchen are light maple-toned wood cabinets that line the upper and lower walls, paired with dark gray countertops, and a warm toned backsplash which adds a hint of texture. The central island features a tiled countertop and an open vertical wood post structure that acts as decorative shelving with a custom cutting board built in the center. A large built-in wardrobe system with frosted glass sliding doors offering ample closet or storage space in the primary bedroom. The home is equipped with hurricane shutters, providing an added layer of protection for windows while enhancing overall safety. This is it if you're looking for a split bedroom floorplan, a home that provides additional spacious living space, and much more!

1519 Michigan Avenue, St Cloud
1516 Carolina Avenue, St Cloud
$300,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Florida character meets everyday comfort at this two-story cottage. The oversized, fully fenced backyard is the star outside. It offers a wide lawn under mature shade trees, with plenty of room for gardening, pets, play, or weekend gatherings. Inside, the living room is bright and inviting, with beadboard accent walls and crown molding. An open doorway leads to the dining area and kitchen. The galley-style kitchen has crisp white cabinetry, wood-look flooring. Upstairs, the primary bedroom and is large and offers lots of light with a bathroom attached to the office space. A great fit for first-time buyers, downsizers, or investors looking for a home with charm and outdoor space. Schedule your showing today!

1516 Carolina Avenue, St Cloud
802 Massachusetts Avenue, St Cloud
$287,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
802 Massachusetts Ave features a main-level living area, a kitchen with white cabinetry, and upper-level spaces with sloped ceilings. Built in 1944, the home includes a range, a microwave, a refrigerator, and a sink beneath the kitchen window. The main-level primary bedroom has an adjoining bathroom with a shower. A second full bathroom includes a tub and shower combination, while a separate laundry and utility area connects to the rear of the home. The enclosed front porch provides another place to sit, and mature trees surround the yard. A detached garage provides additional storage space. Included 100-Day Home Warranty with buyer activation

802 Massachusetts Avenue, St Cloud
1024 Vermont Avenue, St Cloud
$330,000
3 Beds ⋅ 3 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Virtually Staged. CHARMING 1910 HOME FEATURING THREE BEDROOMS, THREE BATHROOMS, 1,583 SQUARE FEET, A LARGE COVERED FRONT PORCH, FENCED BACKYARD, FLEX SPACE, MAJOR UPGRADES, AND NO HOA—ALL ON A CORNER LOT NEAR DOWNTOWN ST. CLOUD AND THE LAKEFRONT! Lovingly maintained, this distinctive home blends century-old character with thoughtful updates. The front porch creates a welcoming place to relax. Inside, tall windows fill the living room with natural light, while the adjoining family room offers a comfortable gathering space. Arched openings lead to the dining area and kitchen with wood cabinetry, granite countertops, island seating, a mosaic backsplash, and tile flooring. The primary suite includes a tiled bath with a jetted tub and walk-in shower. Upstairs are two additional bedrooms, a full bath, and a loft. The enclosed former carport adds unconditioned flex space with a separate entrance, tile flooring, vaulted ceiling, and ceiling fan—ideal for an office, homeschool room, studio, gym, game room, or retreat. The spacious fenced backyard offers room to entertain, garden, play, or enjoy the Florida sunshine. Major improvements include a 2005 metal roof, 2016 water heater, and 2025 Carrier 3-ton variable-speed heat-pump HVAC with quiet inverter technology. Conveniently located near Historic Downtown St. Cloud, Lakefront Park, schools, shopping, dining, medical facilities, the Veterans Memorial Library, and US-192.

1024 Vermont Avenue, St Cloud
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