Ocala Homes under $400,000

Ocala Homes under $400,000

Welcome to Ocala, Florida, a hidden gem nestled in the heart of Marion County. Known for its lush landscapes and vibrant equestrian culture, Ocala is a city that beautifully blends small-town charm with modern conveniences. With a rich history dating back to the 1800s, this city offers a unique blend of old-world charm and contemporary living. From its picturesque downtown area filled with boutique shops and local eateries to the expansive parks and recreational areas, Ocala is an ideal place for families, retirees, and everyone in between.

For those seeking affordable housing options, Ocala stands out as a prime destination. With a diverse selection of homes available for under $400,000, you can find the perfect abode without breaking the bank. Whether you’re looking for a cozy single-family home, a charming bungalow, or a spacious townhouse, Ocala has something to suit every lifestyle and budget.

The real estate market here is thriving, making it an excellent time to invest in your dream home. With well-established neighborhoods and new developments alike, you’ll find properties that offer not just value but also the chance to be part of a welcoming community. Plus, with its close proximity to major highways, you’ll enjoy easy access to nearby cities and attractions, including the stunning natural beauty of the Ocala National Forest.

Discover the charm of Ocala and explore the homes available under $400,000 — your dream home awaits in this delightful Florida city!

Newest Ocala Homes under $400,000

14706 Sw 79th Terrace Road, Ocala
$299,900
4 Beds ⋅ 2 Baths ⋅ Marion Oaks Un Eleven SubDv. ⋅ 34473 Zip Code
Virtually Staged. Under Construction. Welcome to your brand-new dream home in the growing community of Marion Oaks! This stunning new construction 4-bedroom, 2-bathroom concrete block home offers the perfect blend of modern style, durability, and comfort. Step inside to discover luxury vinyl wood flooring throughout, elegant granite countertops, and an open-concept layout designed for everyday living and entertaining. Located in one of Ocala’s most convenient and rapidly expanding areas, Marion Oaks offers a true “village” feel with nearby grocery stores, medical offices, restaurants, parks, walking trails, community center amenities, and easy access to major highways. Whether you’re looking for peaceful living or everyday convenience, this location has it all. Don’t miss your opportunity to own a beautiful new home in one of Marion County’s most desirable growing communities! All offers require POF for cash and pre-approval for financing. Information provided by the owner or taken from Marion County Property Appraiser. All information is deemed to be true and correct, however, Integrity Real Estate Services LLC and its agents are not responsible for any inaccurate information. House under construction, Photos shown are from a completed model, with upgraded materials, colors and finishes may vary. We have finished homes available now for you to tour and experience the quality firsthand. Call for questions.

14706 Sw 79th Terrace Road, Ocala
804 Ne 9th Avenue, Ocala
$125,000
3 Beds ⋅ 1 Baths ⋅ Roses Sub SubDv. ⋅ 34470 Zip Code
CASH ONLY – INVESTOR SPECIAL! Property requires extensive renovations and is being sold strictly AS-IS. Seller will make no repairs. Buyer responsible for all necessary renovations and improvements.”

804 Ne 9th Avenue, Ocala
630 Ne 9th Avenue, Ocala
$160,000
2 Beds ⋅ 1 Baths ⋅ Roses Sub SubDv. ⋅ 34470 Zip Code
CHARMING 2-BEDROOM, 1-BATH HOME LOCATED IN OCALA! THIS COZY RESIDENCE OFFERS HARDWOOD FLOORS, A WELCOMING FRONT PORCH, A CARPORT, A BACKYARD.CONVENIENTLY LOCATED NEAR A NEIGHBORHOOD PARK, SHOPPING, DINING, AND OTHER LOCAL AMENITIES. A GREAT OPPORTUNITY FOR HOMEOWNERS OR INCESTORS LOOKING TO ADD TO THEIR REAL ESTATE PORTFOLIO! INVESTORS TAKE NOTICE! 7 additional residential investment properties are available nearby, including neighboring homes on the same block. Each property is individually with its own asking price and MLS number. Buyers interested in acquiring multiple properties are encouraged to contact the listing agent for additional information.

630 Ne 9th Avenue, Ocala
635 Ne 8th Avenue, Ocala
$170,000
2 Beds ⋅ 2 Baths ⋅ Smith & Daughertys Add SubDv. ⋅ 34470 Zip Code
CHARMING 2-BEDROOM, 1-BATH HOME LOCATED IN OCALA! THIS COZY RESIDENCE OFFERS WOOD FLOORS, A WELCOMING FRONT PORCH, A CARPORT, A BACKYARD.CONVENIENTLY LOCATED NEAR A NEIGHBORHOOD PARK, SHOPPING, DINING, AND OTHER LOCAL AMENITIES. A GREAT OPPORTUNITY FOR HOMEOWNERS OR INVESTORS LOOKING TO ADD TO THEIR REAL ESTATE PORTFOLIO! INVESTORS TAKE NOTICE! 7 additional residential investment properties are available nearby, including neighboring homes on the same block. Each property is individually with its own asking price and MLS number. Buyers interested in acquiring multiple properties are encouraged to contact the listing agent for additional information.

635 Ne 8th Avenue, Ocala
627 Ne 8th Avenue, Ocala
$170,000
2 Beds ⋅ 1 Baths ⋅ Smith & Daughertys Add SubDv. ⋅ 34470 Zip Code
CHARMING 2-BEDROOM, 1-BATH HOME LOCATED IN OCALA! THIS COZY RESIDENCE OFFERS WOOD FLOORS, A WELCOMING FRONT PORCH, A CARPORT, A BACKYARD.CONVENIENTLY LOCATED NEAR A NEIGHBORHOOD PARK, SHOPPING, DINING, AND OTHER LOCAL AMENITIES. A GREAT OPPORTUNITY FOR HOMEOWNERS OR INVESTORS LOOKING TO ADD TO THEIR REAL ESTATE PORTFOLIO! INVESTORS TAKE NOTICE! 7 additional residential investment properties are available nearby, including neighboring homes on the same block. Each property is individually with its own asking price and MLS number. Buyers interested in acquiring multiple properties are encouraged to contact the listing agent for additional information.

627 Ne 8th Avenue, Ocala
613 Ne 8th Avenue, Ocala
$170,000
3 Beds ⋅ 1 Baths ⋅ Smith & Daughertys Add SubDv. ⋅ 34470 Zip Code
CHARMING 3-BEDROOM, 1-BATH HOME LOCATED IN OCALA! THIS COZY RESIDENCE OFFERS HARDWOOD FLOORS, A WELCOMING FRONT PORCH, A CARPORT, A BACKYARD.CONVENIENTLY LOCATED NEAR A NEIGHBORHOOD PARK, SHOPPING, DINING, AND OTHER LOCAL AMENITIES. A GREAT OPPORTUNITY FOR HOMEOWNERS OR INCESTORS LOOKING TO ADD TO THEIR REAL ESTATE PORTFOLIO! INVESTORS TAKE NOTICE! 7 additional residential investment properties are available nearby, including neighboring homes on the same block. Each property is individually with its own asking price and MLS number. Buyers interested in acquiring multiple properties are encouraged to contact the listing agent for additional information.

613 Ne 8th Avenue, Ocala
1 Water Track Course, Ocala
$216,900
3 Beds ⋅ 2 Baths ⋅ Silver Spgs Shores Un 16 SubDv. ⋅ 34472 Zip Code
Discover this beautifully renovated home in Silver Springs Shores, Ocala! Featuring solid block construction, this property offers valuable upgrades, including a NEW ROOF INSTALLED IN SEPTEMBER 2026, NEW FLOORING, A FULLY RENOVATED BATHROOM, AND AN UPDATED KITCHEN. Situated on a spacious 0.26-acre corner lot, the property offers additional outdoor space to enjoy the Florida lifestyle, create a garden, or entertain family and friends. Additional features include an attached one-car garage and a backyard shed for extra storage. Conveniently located near Walmart, Publix, ALDI, restaurants, shopping, parks, and major roadways. NO HOA FEES! An excellent opportunity for anyone seeking a renovated home with solid construction, valuable updates, and a spacious corner lot in an established Ocala neighborhood. Ideal for homeowners or investors!

1 Water Track Course, Ocala
10378 Sw 96th Loop, Ocala
$350,000
2 Beds ⋅ 2 Baths ⋅ Longleaf Ridge Phase Iii SubDv. ⋅ 34481 Zip Code
Built in 2022, this 2-bedroom, 2-bath home offers 1,983 square feet of living space on a corner lot in Longleaf Ridge at On Top of the World in Ocala, Florida. With foam-insulated concrete block construction, a spacious 25x20 garage with additional workspace, and numerous interior and exterior upgrades, this move-in-ready home offers thoughtful features throughout. Inside, you'll find 9-foot doors, crown molding, plantation shutters, and an upgraded kitchen featuring all-wood soft-close cabinetry, pull-out storage, Whirlpool stainless steel appliances, a gas cooktop, and a double-door pantry. The primary suite includes dual vanities, a walk-in shower, a custom Closet by Design organization system, and convenient access to the laundry area. Practical improvements include foam-insulated concrete block construction, gutters with French drains, a gas water heater, heat pump HVAC system, and WiFi integration. The insulated 25x20 garage provides additional workspace, a workbench, and a roll-up garage screen for added functionality. The rear lanai offers a private outdoor retreat with a privacy wall, remote-controlled ceiling fans, and a retractable awning with automatic wind sensors. The corner lot provides an appealing setting for enjoying Florida's outdoor lifestyle. Located in Longleaf Ridge at On Top of the World, this home offers access to an established Ocala community. HOA services, as previously advertised, include exterior painting, trash collection, cable, and internet, subject to verification of current association terms. With its 2022 construction, extensive upgrades, and functional living spaces, this home is ready for its next owner.

10378 Sw 96th Loop, Ocala
7916 Sw 139th Street Road, Ocala
$361,950
4 Beds ⋅ 3 Baths ⋅ Marion Oaks Un 11 SubDv. ⋅ 34473 Zip Code
Under Construction. THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 10/23/2026. Brand new CONCRETE BLOCK home under construction! Estimated completion is approx Feb/March pending any setbacks beyond the builders control. This 4 bedroom/ 3 bath home with cute front porch elevation is located in unit 11 with easy access to HWY 484 and i75! NO HOA! Living room has double doors allowing many uses for this space such as den, study or 5th bedroom if needed. Home has TILE IN ALL AREAS except bedrooms. (Bedrooms and closets will have carpet). Many great features in home include tray ceiling w/crown in primary bedroom, walk in tile shower and separate soaking tub in primary bath, covered rear porch, upgraded cabinets, granite counter tops, stainless appliance pkg (range, microwave, dishwasher included) and much more! Very open floor plan great for entertaining! Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with a Seller approved lender. Prices/Promotions subject to change without notice! Pictures are of similar home for illustrative purposes only! Colors and features will vary!

7916 Sw 139th Street Road, Ocala
619 Ne 8th Avenue, Ocala
$170,000
2 Beds ⋅ 1 Baths ⋅ Smith & Daugherty Add SubDv. ⋅ 34470 Zip Code
CHARMING 2-BEDROOM, 1-BATH HOME LOCATED IN OCALA! THIS COZY RESIDENCE OFFERS WOOD FLOORS, A WELCOMING FRONT PORCH, , FENCED IN BACKYARD.CONVENIENTLY LOCATED NEAR A NEIGHBORHOOD PARK, SHOPPING, DINING, AND OTHER LOCAL AMENITIES. A GREAT OPPORTUNITY FOR HOMEOWNERS OR INVESTORS LOOKING TO ADD TO THEIR REAL ESTATE PORTFOLIO! INVESTORS TAKE NOTICE! "7 ADDITIONAL RESIDENTIAL INVESTMENT PROPERTIES ARE AVAILABLE NEARBY, INCLUDING NEIGHBORING HOMES ON THE SAME BLOCK. EACH PROPERTY IS INDIVIDUALLY WITH ITS OWN ASKING PRICE AND MLS NUMBER. BUYERS INTERESTED IN ACQUIRING MULTIPLE PROPERTIES ARE ENCOURAGED TO CONTACT THE LISTING AGENT FOR ADDITIONAL INFORMATION."

619 Ne 8th Avenue, Ocala
623 Ne 8th Avenue, Ocala
$170,000
2 Beds ⋅ 1 Baths ⋅ Smith & Daughertys Add SubDv. ⋅ 34470 Zip Code
CHARMING 2-BEDROOM, 1-BATH HOME LOCATED IN OCALA! THIS COZY RESIDENCE OFFERS WOOD FLOORS, A WELCOMING FRONT PORCH, A CARPORT, A BACKYARD.CONVENIENTLY LOCATED NEAR A NEIGHBORHOOD PARK, SHOPPING, DINING, AND OTHER LOCAL AMENITIES. A GREAT OPPORTUNITY FOR HOMEOWNERS OR INVESTORS LOOKING TO ADD TO THEIR REAL ESTATE PORTFOLIO! INVESTORS TAKE NOTICE! 7 additional residential investment properties are available nearby, including neighboring homes on the same block. Each property is individually with its own asking price and MLS number. Buyers interested in acquiring multiple properties are encouraged to contact the listing agent for additional information.

623 Ne 8th Avenue, Ocala
68 Locust Run Radial, Ocala
$239,900
3 Beds ⋅ 2 Baths ⋅ Silver Springs Shores Unit 34 SubDv. ⋅ 34472 Zip Code
Welcome home! This beautifully finished 3-bedroom, 2-bath block construction home offers a spacious, functional floor plan with a 2-car garage and thoughtful upgrades throughout. The kitchen features stone countertops, soft-close cabinetry, stainless-steel appliances including refrigerator, range, dishwasher and microwave, plus a versatile center island perfect for meal prep, entertaining or casual dining. Enjoy tile flooring throughout, ceiling fans and an energy-efficient heat pump HVAC system. The primary suite offers a double-sink vanity, walk-in shower, and generous walk-in closet. The guest bathroom includes a tub for added convenience. With its attractive finishes, low-maintenance design and move-in-ready condition, this home is an excellent choice for a primary residence, seasonal home or investment property. Schedule your private showing today!

68 Locust Run Radial, Ocala
Start Your Search